Before buying gifts for everyone on your list, give yourself the gift of information. The end of the year is a good time to build up your financial knowledge and skills, and revisit your financial plan — or make one, if you haven’t yet.
What is a financial plan? It can be as simple as creating a monthly budget or putting $10 a month into savings, or be as complex as working with a team of professionals on everything from wealth management to estate planning. If you’re not sure where to start, there are many online tools to help you figure out budgeting and savings goals.Open enrollment season is a chance to get better acquainted with your company’s full support system as well as the technology you’ll be using the rest of the year to navigate your benefits. Even if nothing has changed, take advantage of trainings, webinars and engagement drives your employer may offer. It can also help to sit down and assess how you used your benefits throughout 2022 and how your needs might be similar or different next year.
